What You Need To Know To Prevent Identity Theft
So you’re on your computer browsing the internet, chatting away with your friends with instant messaging and then suddenly a new window pops up. Normally you would instantly close the window but the message that was on it intrigued you so you click on it and continue clicking until you arrive to a fill-out form. You mindlessly fill it out and then click the send button. Congratulations, your personal information has just been given out to the world for anyone to use.
Luckily for you they really can’t do much with such pointless information except send you a lot of spam email that will just annoy you. But this is nothing compared to when you get your identity stolen from you. From public information such as your name, address and phone numbers people will take more personal information such as bank account numbers, credit card numbers and social security numbers.
Scary, isn’t it? But it’s the truth. And these people are doing it without you even knowing that you are a victim of identity theft. But the main concern is the people who are getting their identity stolen are at fault as well. They fall victims of identity theft because of their gullibility and ignorance of how scary the dark side of the world can really be.
One way of becoming a victim of identity theft is to have your wallet or purse stolen. This wouldn’t be a problem if people knew about how people can steal your identity but there will always be people out there who are clueless of how people can steal your identity until it is too late. There are people out there who carry incredibly sensitive personal information that can compromise their security. One such item people are often known to carry is their social security card. With this an anonymous person can take the identity of another person and have access to many of their assets such as their savings and credit. Therefore it is wise to NOT carry such sensitive information with you.Another way people can have their identity stolen is to buy items online from shady locations such as a store where things don’t seem right whether it is an actual walk-in type store or even an online store. Most likely it will be some shady online store where you can have crucial information stolen from you such as your credit card number and many other information that can ruin your life. Before you decide to buy a product over the internet you should make sure that the retailer you are buying your product from is a certified retailer or you might be just handing them a blank check to your credit or savings.
People are too trusting these days but that doesn’t meant that you need to be paranoid into thinking that everyone out in the world is your enemy. The best way to overcome this situation is to think for yourself rationally and choose the best decision available to you. Also keep in mind that not all the choices are laid about blatantly in front of you. Just because you don’t see it doesn’t mean that
As ecommerce is growing, so is computer identity theft. Beware, the thieves are smart! Everyday someone new is being victimized by the thieves as they use the Internet to steal information and cheat their unsuspecting victims. It all starts with a simple email wherein the recipient is informed of a problem with the credit card or an audit. The recipient views the sender of the email to be a respectable, such as their credit card company, Ebay, IRS and other similar businesses. The recipient feels that it is a valid email since there might be a reason to deal with the business or agency. The recipient is asked to respond to the email by providing data such as their Social Security number and other such data to solve the issue.
But when the email is answered the process of computer identity theft is initiated. The scammer immediately begins to use their identity online to make purchases, clear bank accounts, and even take out loans. The sad truth about identity theft is that the person whose identity is used to make the fraudulent purchases is often responsible for them. This can lead to financial disaster, particularly for people who are in a dangerous place financially.
Why Is This So Effective?
The dispatched emails look very official and this is one primary reason why computer identity theft can be carried out so easily. Sometimes they even redirect the consumer to a site that looks exactly like they would expect the site to look. They also make the consumer feel as though if they do not do something about the information in the e-mail, their account will be in serious jeopardy, or an expensive charge will be made to their account that they did not intend. The sense of urgency created by computer identity theft is one reason why it is so successful.
What Can You Do To Protect Yourself
Computer identity theft protection is relatively easy when you have an anti-spy ware program installed in your computer. Run it before doing any financial work online. This program will scan your computer for programs that record your personal information and send it to a third party. Remove these programs before you do anything online that could give your personal information away.
The email might look official but still refrain from clicking on an email from a company or agency. Instead, type in the address of the e-mail and put in your password. This ensures that you will not be taken for a ride, because you know the website address of the company.
There are just two tips for you to heed. Before you buy online, check whether the website is secured or not, normally you will see a yellow padlock in the bottom right hand corner of your screen, and no matter what, do not give your social security address, or account password or details online. Follow this advice and you can stop computer identity theft from affecting you and from getting worse. To learn more about protecting your identity, credit monitoring, and services visit https://www.stopidentityfraud.org/credit-monitoring-services